LTO Revision of Records: Incorrect Name  

Changing incorrect names in the Land Transportation Office (LTO) records is something that needs to be done to keep the records straight. Not only is it important when processing your LTO-related transactions, but it also ensures that you are not held accountable for violation caused by using an incorrect name in your driver’s license. 

Solving problems on incorrect names on your driver’s license is a simple matter of making a request for revision of records at the LTO. Though it sounds simple enough, it’s still best to come prepared so you can avoid getting inconvenienced. 

lto revision of records incorrect name

LTO Revision of Records: Incorrect Name

Revision of records at the LTO refers to the process of  updating or revising personal records of registered or licensed drivers. Revising records with incorrect names in LTO records refer to record change due to misspelled first name or incorrectly entered name format. It only involves a clerical correction, so a court order authorizing such revision is no longer necessary. There are times, however, when the last name is incorrect. In such cases, you will need a court order to authorize the change and to prove that you are who you say you are. 

Nevertheless, whether it’s an incorrect first or last name, making sure your LTO records are updated is one way of keeping yourself safe. Plus, these personal records reflect on your driver’s license, so it’s best to make it factual lest you get charged for falsifying public documents and get your license revoked. An updated LTO profile also helps when you access the Land Transport Management System (LTMS) portal for online LTO services and LTO alerts and notifications. It also helps make your LTO transactions easier and faster and your driver records up-to-date. 

Eligibility for Incorrect Name Change at LTO

Anybody who is a holder of a registered Driver’s License (DL) with an incorrect name and who intends to update his Driver’s License Record with LTO is eligible to make this request. 

The applicant must also satisfy the following conditions:

  • Able to read and write in Filipino, English, or any major dialect
  • Holder of Valid DL or a DL that has not renewed two (2) years after the expiry date
  • Driver’s License or Appropriate Affidavit if Lost or Mutilated
  • Has no unsettled traffic violation

Benefits of Record Change for Incorrect Name

Some of the benefits associated with record change for incorrect name, include:

  • The ability to use a driver’s license to drive freely without worrying about getting caught and facing fines, penalties, and other legal repercussions.
  • A valid driver’s license is a useful government-issued photo ID that is valid almost anywhere in the Philippines.

Requirements for LTO Revision of Records: Incorrect Name

The requirements for making wea record change for incorrect name with LTO requires submission of the following documents:

  • Properly Accomplished Application for Driver’s License
  • Original Birth Certificate with Photocopy
    • PSA Authenticated Birth Certificate with Official Receipt
  • Current or Expired License
  • Affidavit of Discrepancy

If the applicant is a Muslim:

  • Affidavit of at least two (2) disinterested individuals 
  • Certification from OMA (Office of the Muslim Affairs).

Procedures for LTO Revision of Records: Incorrect Name

Changing your incorrect name in your LTO driver’s records is a straightforward process that can either be done online via the Land Transport Management System (LTMS) or in person, by making an actual visit to your preferred LTO branch. 

In-Person, via the LTO office

To make the change, simply follow these steps:

Step 1: Before you actually go for an LTO visit, you need to first prepare the documentary requirements for the information you wish to revise under your current LTO driver’s license. 

Step 2: Once the documents are prepared, you will then need to submit them for evaluation and wait for the transaction ID to be generated by the system so you can present it for verification and confirmation of the details.

Step 3: The Evaluator will check the authenticity and completeness of the documents, then proceed with processing the ID.

Step 4: You will need to get your photo and signature taken for the records.

Step 5: Then, you will be sent to make the payment amounting to P30.00 regardless of the number of fields revised at the cashier.

Step 6: Once payment has been processed, you will just need to wait for the new driver’s license reflecting the correct information to be released.

Online, via the LTMS portal

To update your Driver’s License record via the LTMS portal, here are the steps to follow:

Step 1: Go to the Land Transport Management System (LTMS) portal at portal.lto.gov.ph.

Step 2: Log in or register for an LTMS account.

If the applicant is a new user:

  • Click the “Register Now” button.
  • Read all the terms and conditions and click the “Yes I accept” button. Then, enter the captcha code and finally click the “Next” button.
  • Select the registration type and click the “Next” button.
  • Fill in the personal details, contact number, citizenship, and type of license and click the “Submit” button.
  • The verification link is sent to the given email ID, using the link the applicant has to create the password.

If the applicant has an existing account:

  • Go to the login page and enter the email and password.
  • Click the “Sign in” button.

Step 3: Once logged in, the applicant has to select “Licensing.”

Step 4: Click “Accept” to accept the Terms of Use. 

Step 5: Select the type of license that you hold: Student Permit, Non-Professional Driver’s License, or Professional Driver’s License.

Step 6: Click Next. 

Step 7: Select Revision of Records, then click Next.

Step 8: Choose the type of records you wish to revise: Personal, Address, or Citizenship. For an incorrect name, choose Personal.

Step 9: Click Next.

Step 10: Make the change in the appropriate name field, then click Next.

Step 11: Upload one of the required documents (PSA Birth Certificate or Marriage Certificate) by clicking the Upload icon, selecting the file to upload, and clicking Save. Make sure the file doesn’t exceed the allowed maximum file size of 2046 kb. 

Step 12: Once done, click Next.

Step 13: Key in the License Number and Expiry date.

Step 14: Click Next.

Step 15: Continue with the rest of the procedures. 

Step 16: Once the application is completed and submitted, the concerned authority will check the submitted application and document set. If everything is in place, the application will be accepted.

Step 17: The application will then be processed further. All the status updates will be sent via SMS to the applicant’s mobile number or can be seen via the LTMS portal upon login.

Step 18: Once the process is completed, the applicant gets a call from the LTO for instructions on how to complete the transaction.

Step 19: If required, the applicant need to visit the office for the biometric/encoding process.

Step 20: You might need to wait for a while to get the updated permit from the office.

Important Reminders

For your reference, here are some few useful things you need to remember when requesting for record changes at the LTO:

  • It is important for all driver’s license holders to renew it before it expires to avoid paying for a higher fee.due to penalties. 
  • Failure to renew an expired driver’s license for more than two years renders it dormant. 
  • Drivers who are interested in making requests for record changes should ensure that he has no pending cases before the department. 
  • Drivers with pending cases of violations need to settle those violations first or his application for record change may not be approved.
  • This entire process can be completed within 30 days or as per the timeline advised by the respective department authority.
  • For incorrect names to be revised, the request for updating or revision of LTO records may be done online, via the LTMS portal, or in person, at an LTO branch office.
  • For requests to change incorrect last names, the drivers who are making the request may need to submit a court order authorizing such change and make a personal appearance at an LTO branch nearby. 
  • If said applicant is a Muslim, it is necessary to secure an affidavit of at least two (2) disinterested individuals and a certification from OMA (Office of the Muslim Affairs).
  • You might have to take a leave from work to get all these done (maybe more than one or two days). 
  • You will also need to prepare enough funds for the LTO fees and payments of other incidental expenses.

Video: How to Request for Revision of Records from LTO for Incorrect Names

Learn how to correct incorrect name on your driver’s license and how to request for an LTO Revision of Records by watching this video from PetChi MixTV:

Frequently Asked Questions (FAQs)

For your reference, here are some of the most common questions and answers regarding the LTO Revision of Records for incorrect names:

1. Can I make the request to correct my misspelled name on my LTO Driver’s License online?

Yes. You may initiate the request online via the LTMS portal. Simply follow the instructions above to learn how to do so.

2. Can I request a revision of my misspelled name when I renew my license?

Yes. You may process the revision request upon renewal. The fees will vary though depending on the license type and the other LTO transactions you wish to do along with it. 

3. How much does the revision request for an incorrect name cost?

The fee for all types of revision of records requested at LTO is P30.00. Other additional transactions may entail additional fees.

Summary

Being a grantee of a driver’s license is a privilege under the Philippine law. Along with this privilege, the LTO also offers the provision for convenient revision of records for incorrect names. Though this requires a simple clerical correction, some cases might not always be so simple, like when it involves errors in the last name. Nevertheless, renewal and revision should not be considered as a burden, but as a way to continue enjoying the privilege of driving legally in our country and avoiding legal repercussions while doing so. Otherwise, you might be charged with a criminal offense if you are caught driving with a different name on your driver’s license. After all, LTO violations each have corresponding penalties and some of them may even lead to your license being suspended or revoked.

What is LTO Certificate of Registration Encumbered (CRE)

Buying cars or other types of motor vehicles through a bank loan or secured loan makes the motor vehicle encumbered. Being labeled as such means it is being used as a collateral for the loan used to pay for things with  a hefty acquisition price, like a motor vehicle. In the Land Transportation Office (LTO), it is also known as Chattel Mortgage. 

Encumbered motor vehicles or those vehicles under Chattel Mortgage are not “owned” by the buyer. It stay under the ownership of the lender until such time that the loan amount has been paid for in full. Such a condition is signified by the annotation “encumbered” on the LTO Certificate of Registration (CR), creating the Certificate of Registration Encumbered (CRE).

lto certificate of registration encumbered

What is Certificate of Registration Encumbered (CRE)?

The hefty acquisition costs associated with purchasing a motor vehicle usually calls for a loan through a bank or a lending company. When a car is purchased this way, it becomes a collateral and is technically registered as the property of the bank or the lending company that provided the loan until such time that the loan is repaid, instead of the buyer who took out the loan. Upon registration at the LTO, it is issued a Certificate of Registration Encumbered (CRE) instead of the normal Certificate of Registration (CR).

The Certificate of Registration Encumbered (CRE) is a counterpart of the regular Certificate of Registration (CR) issued upon registration of motor vehicles at the LTO. It is given to car owners whose motor vehicle was purchased by taking out loans. These motor vehicles then serve as the loan collateral, and are technically owned by the lender instead of the buyer, hence the encumbered annotation on the car registration documents. For encumbered motor vehicles, the transfer of ownership will need to be processed once the car loan is paid in full.

Encumbered Car Check: How to Know if a Car is Encumbered?

To check if a car is encumbered, one simply needs to look at the LTO Certificate of Registration (CR). If the portion on the upper left part says “encumbered to” and is filled up with the name of a financial institution, then it means that this particular vehicle is subject to a Chattel Mortgage and was bought using a loan taken out from either a bank or a lending institution.

The encumbered annotation signifies that the lender of the funds used to acquire the vehicle remain as the legal owner of the purchased vehicle until such time that the buyer pays off the loan in full. Once the loan is paid in full, it is the buyer’s responsibility to process the LTO transfer of ownership in order to officially remove the encumbered status of the car and fully transfer its ownership.

What are the Risks of Buying an Encumbered Car?

Buying an encumbered car, otherwise known as the assumption of balance (pasalo) in the Philippines, is quite a common practice. It happens when a buyer of a motor vehicle paid for with a loan from either a bank or a lending company decides to let go and sell the encumbered vehicle before paying it back in full to the lender. 

While buying an encumbered car may be more practical budget-wise, it comes with some risks and drawbacks, which includes the following: 

  • When sold, the new buyer will assume the balance on the loan after paying the previous buyer a hefty amount (cash-out) to compensate for the equity or the previous payments made to the loan. 

  • The seller can’t easily put his/her encumbered car up for sale as it requires a written statement from the bank or the lending company (who owns the car) that gave the loan to avoid breaching the loan contract you have signed with the lender.  

  • It is a little risky as the buyer can’t know for sure whether the seller is honest and transparent in regards to the actual state of the car, unless they check it personally.

  • The buyer will need to confirm with the seller if the car is still subject to financing, and the loan has yet to be paid in full.  

  • There may be legal repercussions as selling a mortgaged property, regardless of whether it’s a house or car, without written consent is punishable by law.

  • If the new owner fails to make the payments for the loan, the lender may legally repossess the encumbered car even after it was bought by a new owner. 

How to Remove the Encumbered Status on Your Car’s Certificate of Registration (CR)?

Removing the encumbered status of the car on the LTO Certificate of Registration (CR) is done at the LTO. It can’t just be any LTO office. It has to be done at the originating LTO branch office (the office where it was originally registered), or the LTO office stated on the Certificate of Registration (CR).

You simply need to prepare the following documents first:

  • Original and a photocopy of the Loan Contract

  • Chattel Mortgage Form

  • Two (2) of the following valid government-issued photo ID from the registered car owner
    • Driver’s License

    • Philippine Passport

    • Professional Regulation Commission (PRC) ID

    • SSS ID

    • GSIS ID

    • BIR ID

    • TIN ID

    • Voter’s ID

  • Taxpayer’s Identification Number (TIN)

Once these documents are ready, you may now go to the bank or the lending company who financed your loan to obtain these additional documentary requirements:

  • Original Certificate of Registration (CR) of the vehicle 

  • Latest original and photocopy of the Official Receipt (OR) of payment for the vehicle

  • Chattel Mortgage Contract duly-annotated or stamped by the Registry of Deeds (RD)

  • Original Registered Promissory Note with Chattel Mortgage

  • Two (2) copies of the Release of Chattel Mortgage 

  • Official Receipt (OR) of payment of the annotation with Registry of Deeds

  • Motor Vehicle Inspection Report (MVIR) (Motor Vehicle Inspection Report)

  • Confirmation of CR/OR (CIR-91-137) if issued by other LTO Agency

Note: You will need to have some funds at hand as you will be charged for the notarial fee to get the documents notarized before it can be released. The notarial fee ranges from P300.00 to P400.00.

Once the documentary requirements are ready, you may proceed with the application for annotation and cancellation of chattel mortgage at the designated LTO office. 

Important Reminders

For your reference, here are some important things you need to remember:

  • Make sure to fully pay off your car loan first.

  • Ensure that your car’s registration is up-to-date, accurate, and that there are no pending penalties.

  • Maintain frequent contact with the lending company or bank that provided the loan and keep the records straight.

  • As with any transaction with the LTO, it pays to go early.

  • You will also need to visit the Registry of Deeds before going to the LTO. Their branches are relatively easy to find, and it’s likely that each city will have a branch. 

  • When visiting the Land Transportation Office, you need to visit the branch indicated on your car’s certificate of registration and not just any LTO branch. 

  • Once the LTO prints out a new CR minus the “encumbered” status, you are now the official owner of the vehicle. 

Video: What is CRE?

Learn more about what CRE is for and about by watching this video from Maluya Baby:

Frequently Asked Questions (FAQs) on Encumbered Cars

For your reference, here are some of the most common questions and answers regarding the CRE.

1. If the CR says LTO Diliman District Office, can I process the removal of the encumbered status in any other LTO branch?

No. You can’t process the removal of your motor vehicle’s encumbered annotation anywhere. You need to go to the exact LTO branch indicated on the car’s CRE.

2. What does a “secured car loan” mean?

A secured car loan means a loan taken out from a lending or financial institution. This loan type means that if you miss one or two monthly amortization payments (depending on the financial institution), the lender has the right to “repossess” the property.

3. Can you sell a car with an encumbrance?

Yes. You can sell a car with an encumbered annotation. However, you’ll need to acquire the consent of the financial institution in written form as selling the encumbered car without it is punishable by law.

4. How much will it cost to remove my car’s encumbered status?

Excluding the actual car loan, the total fee to get the CRE converted to CR and remove the encumbered annotation costs around P1,000.00. You’ll also have to consider making multiple copies of many documents, so you will need to allot funds for that as well.

5. Can I process the removal of the “encumbered” status before completely paying off the car loan?

No. You’ll have to finish paying off the car loan first before processing the removal of the encumbered annotation.

Summary

A Certificate of Registration Encumbered (CRE) is a document that proves that a motor vehicle was acquired through a bank or secured loan and that it is owned by the lender instead of the buyer. It is a document that is similar in nature to LTO’s Certificate of Registration (CR), but with the addition of the encumbered annotation that proves that it was acquired with the help of a loan and now serves as a collateral. A CRE can also be converted to a regular CR, but it will require full repayment of the loaned amount before doing so. 

LTO Marawi Office Location and Contact Information

The Land Transportation Office (LTO) Marawi refers to the lone LTO office based in Marawi City, Lanao del Sur: the LTO Marawi City District Office (DO). Like the other LTO branches in the Philippines, the LTO Marawi City District Office was also created so the agency can offer fast, convenient, accessible, and affordable LTO services to the people. With the LTO office in Marawi City, Lanao del Sur, the agency can now better monitor and regulate the local and visiting drivers, car owners, and operators, as well as the official vehicle use and the entire land transport service in the area and within its geographical area of responsibility (GAOR). The agency, through this branch office, also maintains its presence in the local land transport sector, and ensures that its core programs and services reach the people—both drivers and pedestrians—whom they want to keep safe.  

Marawi City, formerly known as Dansalan, refers to the city that serves as the cultural center of the Maranao – the “People of the Lake” – otherwise known as the Islamized indigenous group best known for their myths and legends, and sophisticated wood and brass artworks. It is also known as the “Summer Capital of the South,” a nickname it shares with Malaybalay, in part due to its higher elevation and cooler climate. The city serves as the port area for the ships and was known for its towering mosques, rows of large concrete houses, cultural and art centers, and busy commercial streets, making it an ideal location for a local branch of government offices like the LTO.

lto marawi office location and contact number

What is LTO Marawi? 

LTO Marawi refers to the lone LTO office stationed in the City of Marawi in Lanao del Sur: the LTO Marawi City District Office (DO). This LTO office serves as the frontliner of the Central Office in the local area, tasked with offering the various LTO programs and services within the reach of the local transacting public in the City of Marawi. It is through this office that the LTO brings its core programs and services as an agency, consequently making them available and accessible to the locals who need them, particularly those who work behind the wheels.

LTO Marawi City District Office (DO)

As the one and only LTO branch office in Marawi, the LTO Marawi City District Office (DO) serves as the go-to office for both the locals and the visiting drivers, car owners, and operators when filing for documents necessary for their compliance with the LTO rules and requirements. This branch office also offers cheaper and better LTO services, bringing closer the activities and campaigns of the Secretariat in an effort to keep the people safe on the road without having them spend so much time and money to do so.

List of Services Offered by LTO Marawi City DO

All LTO services are meant to keep the public roads safe. These services are meant to help them meet the LTO requirements and prove that they are, indeed, among the most roadworthy drivers and vehicles so they deserve to be allowed on the roads. 

To learn more about the different LTO services, here’s a list of the common ones offered in many of the LTO offices nationwide:

  • License and Permit
    • Student Permit

    • New Driver’s License (Non-Professional)

    • Conductor’s License

    • Plain or Advance Renewal of Driver’s/Conductor’s License and Renewal of Driver’s License of Filipino Living Abroad

    • Miscellaneous License Transactions

    • Renewal of Driver’s / Conductor’s License with Examination [Expired for more than two (2) years] and/or with ten (10) or more but less than forty (40) Demerit Points

    • Change Classification from Non-Professional Driver’s License (NPDL)  Code to Professional Driver’s License Code with Same Driver’s License (PDL) Code

    • Additional Driver’s License Code/s

    • Conversion of Foreign Driver’s License to Philippine Driver’s License Including Renewal of Expired Philippine Driver’s License with a Valid Foreign Driver’s License

    • Change Classification from Professional Driver’s License (PDL) Code to Non-Professional Driver’s License Code (NPDL), Dropping of DL Code and Change Clutch Type

    • Request for System Updates (RSU) for Double License

    • Request for System Update (RSU) for License and Customer Details/Misrepresentation of Age/Identity

    • Accreditation of Medical Clinics – New

    • Accreditation of Medical Clinics – Renewal

    • Registration of Physicians – New

    • Registration of Physicians – Renewal

    • Accreditation of Driving School / Driving Enhancement Program Training Center – New

    • Accreditation of Driving School / Driving Enhancement Program Training Center – Renewal

    • Accreditation of Driving Instructor – New

    • Accreditation of Driving Instructor – Renewal

    • Examination for Driving School Instructors

    • Driving Enhancement Program (DEP)

  • Vehicle Registration
    • Initial Registration of Motor Vehicle (MV)

    • Renewal of Motor Vehicle (MV) Registration

    • Storage of Motor Vehicle

    • Miscellaneous Transactions

    • Re-Stamping of Engine/Chassis Number

    • Request for Motor Vehicle Verification

    • Motor Vehicle Inspection

  • Miscellaneous Transactions
    • Duplicate OR/CR

    • Duplicate Plate

    • Transfer of Ownership

    • Annotation & Cancellation of Mortgage

    • Revision of Records

    • Duplicate License (for Lost Licenses)

  • Insurance

  • Proper Driver Education
    • Theoretical Driving Course (TDC) and exam

    • Comprehensive Driver’s Exam (CDE)

    • Practical Driving Course (PDC) and exam

  • Law Enforcement
    • Settlement of Admitted Apprehension

    • Adjudication of Contested Apprehension

    • Encoding of Alarm

    • Filing of Complaint and Lifting of Alarm

    • Lifting of Alarm (Traffic Adjudication Service)

    • Certification of No Pending Apprehension and Alarm

  • Collection of fees from law enforcement violations

  • Drug testing

  • Emission testing

  • Inventory of Plates

  • Issuance of Vanity License Plates

  • Issuance of Special Plates

  • The use of self-service kiosks 

  • Process Application for New Driver’s License (DL) via the Automated Driver’s License Examination System (ADLES) Facility 

However, some LTO branches are not equipped enough to offer certain LTO services. It’s in your best interest to check with your preferred LTO branch office, regardless if it is LTO Marawi City DO or otherwise, first to confirm that the service you need is available there before visiting the branch.

How to Contact LTO Marawi

Reaching out to LTO Marawi can be done either through either of the following: By making a call via the phone, by sending an email, or by sending a message via their official social media account. It can also be by visiting the LTO Marawi City DO directly or its supervising office, the LTO Region 12 (SOCCSKSARGEN or Central Mindanao) regional office. 

To reach out to the LTO Region 12 (SOCCSKSARGEN) regional office, please check the following contact information:

Land Transportation Office Region 12 – Office of the Regional Director

Agency Code: 1200
Office Address: LTO Regional Office 12, Purok Yellowbell, Brgy. Sta. Cruz, Koronadal City, South Cotabato
Telephone Number: (083) 878-0764
Head of Agency: Macario D. Gonzaga
Email Address: mb_gonzaga@yahoo.com
Operating Hours: 8AM – 5PM (Mondays-Fridays)

Contact Information

To reach out to LTO Marawi City District Office (DO), please check out the following:

LTO Marawi City District Office (DO)

Agency Code: 1232
Office Address: Matampay, Marawi City, Lanao del Sur
Telephone Number: (098) 512-7486
Head of Agency: SVTRO Murungcabai D. Manding
Email Address: ltomarawi@gmail.com
Official Facebook Page: https://web.facebook.com/LTOMarawiCityDO/
Operating hours: 8AM – 5PM (Mondays to Fridays)

Where is Marawi City

Marawi, officially known as the Islamic City of Marawi, is a fourth class component city and the landlocked capital of the province of Lanao del Sur. It is located upon the shores of Lake Lanao, and is primarily inhabited by the Maranao people. The city is also the well known site of the 2017 the Battle of Marawi—an armed conflict between militants affiliated with the Islamic State of Iraq and the Levant invaded the city and engaged in a massive urban gunfight, resulting in major damages to the city. Geographically, Marawi sits on the northernmost shores of Lake Lanao and straddles the area where the Agus River starts. It is bounded to the north by the municipalities of Kapai and Saguiaran; to the south by Lake Lanao; to the east by the municipalities of Bubong and Ditsaan-Ramain; and to the west by the municipalities of Marantao and Saguiaran.

Google Map Location

To learn more about the travel routes and the driving directions to Marawi City and the LTO Marawi City District Office (DO), you may check the map below:

LTO Marawi City District Office (DO)

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