Are Stored Value Cards (SVCs) Different From Beep™ Cards?

The old Stored Value Cards (SVC), tailored for specific rail systems, is, in fact, different from the Beep™ cards we now currently use, but they actually also share some similarities. However, it’s more precise to view the Beep™ card, with its MIFARE DESFire EV2 and NFC technology, as an upgraded and improved version of the traditional SVC with magnetic stripe. It is, in fact, a more modern iteration of the old SVC, modified with new features and functions for interoperability. 

While the old SVC served its purpose within designated rail lines, the Beep™ card transcends these boundaries, offering the same seamless access across the different train lines. With its upgraded technology, the beep™ card also represents a leap forward in urban transportation payment systems, catering to the evolving needs of modern commuters for enhanced convenience and efficiency. Plus, it works as the same payment option in other industries, too, including ferries, buses, and even some retail establishments. For a closer look at how the old SVC fare in comparison with the beepTM card, keep reading this guide.

Stored Value Cards (SVCs) vs Beep Cards

Stored Value Cards (SVC) vs BeepTM Cards

One of the most notable developments in the history of the urban transportation systems of Metro Manila is the change in the payment systems used in the train lines from the old SVCs to the contemporary beep™ cards. While the old SVCs serve well as a ticket to specific rail stations, beep™ cards serve as a versatile payment solution that extends beyond transportation. BeepTM cards users can also use it to make purchases in various retail terminals and earn rewards points from loyalty programs with ease. This multi-functional approach enhances the utility of beep™ cards, providing commuters with a seamless and rewarding experience both in transit and during their everyday activities.

Photo credit: Swift Foods Corporation/ Facebook

If you are wondering how these two systems differ, then here are some of the main differences between the old SVCs and the more modern beep™ card:

Flexibility of Card Use (Where to use)

SVC with Magnetic Stripe: Line-specific, limited to particular rail lines where it was purchased

Beep™ Cards: Valid across all three major rail lines – LRT-1, LRT-2, and MRT-3  

While the old SVC constrained commuters to the specific rail line where it was bought from, the beep™ card revolutionized urban commuting by offering seamless access fare cards across all major rail lines and some, enhancing flexibility and convenience for commuters.

Denominations

SVC with Magnetic Stripe: Single fixed denomination of P150

Beep™ Cards: Can reload varying amounts, from P12 to P10,000 with a one-time fee of P30 to P50

The old magnetic stripe SVCs used to be offered with a single fixed denomination of P150, limiting flexibility for commuters. Conversely, beep™ cards allow users to load varying amounts, ranging from P12 to P10,000 from various reloading places, accommodating diverse budgets and travel frequencies.

Validity

SVC with Magnetic Stripe: Three (3) months

Beep™ Cards: Four (4) years with option to extend for one (1) more year 

SVCs have a limited validity of three months, with unused value becoming void after this period. In contrast, beep™ cards boast a longer validity of four years, with the option to transfer unused value to a new card. The extended validity period feature of beep™ cards contrast sharply with the short validity and non-transferability of old SVCs, offering commuters greater peace of mind and cost-effectiveness.

Post-Consumption Convenience

SVC with Magnetic Stripe: Needs to be surrendered when used up  

Beep™ Cards: No need to surrender after consumption

Unlike SVCs, beep™ cards do not require surrender after consumption of the loaded value, offering added convenience for commuters. This feature enhances the overall user experience, making beep™ cards a more practical and user-friendly option for urban commuters.

Point of Purchase Accessibility

SVC with Magnetic Stripe: Available at train stations

Beep™ Cards: Available at train stations, selected bus stations, and external merchant partners.

Unlike the limited availability of old SVCs at train stations, beep™ cards offer greater convenience with multiple purchase points, including bus stations and external merchant partners like fast food outlets, convenience stores, toll ways, parking, etc., catering to commuters’ diverse needs and ensuring wider accessibility.

Load Transferability

SVC with Magnetic Stripe: Non-transferable, becomes void upon card expiry

Beep™ Cards: Allows transfer of remaining value to a new card

The extended validity period and transferability feature of beep™ cards contrast sharply with the short validity and non-transferability of old SVCs, offering commuters greater peace of mind and cost-effectiveness.

Exclusive Use vs. Multiple Applications

SVC with Magnetic Stripe: Exclusively for rail line access.  

Beep™ Cards: Offers multifaceted applications beyond transportation, including purchasing goods and services from various merchant partners.  

While old SVCs served a singular purpose and were restricted to particular rail lines, beep™ cards expand possibilities with applications beyond major rail lines such as LRT-1, LRT-2, and MRT-3 and other transportation systems like buses and ferries, by also allowing it to be used for paying for purchases from merchant partners, granting unparalleled flexibility and convenience.

Card Types

SVC with Magnetic Stripe: Offered limited options – Stored Value Cards (SVC) with fixed denominations

Beep™ Cards: Can be reloaded with amounts ranging from P12 to P10,000

SVCs typically offered fixed denominations, providing commuters with limited flexibility in managing their travel expenses. In contrast, Beep™ cards empower users with the freedom to load amounts tailored to their budget and commuting needs, ranging from minimal fares to larger sums, catering to a diverse range of budgets and travel frequencies.

Video: Benefits and Features of Beep™ Cards

For more detailed information on how beep™ cards work as well as the different features and its benefits to you as a commuter, you may check out this video from Beep Commute:

Summary

The transition from old SVCs to beep™ cards represents a significant leap forward in urban transportation payment systems. With enhanced flexibility, accessibility, and functionality, beep™ cards embody the evolving needs of modern commuters, ushering in a new era of convenience and efficiency in urban commuting. As urban landscapes continue to evolve, so too will the beep™ cards, promising a more seamless and interconnected commuting experience for all.

Overtaking Rules in the Philippines: How and When to Overtake

Safely overtaking a truck or any other vehicle on Philippine roads requires several key steps to avoid traffic fines and accidents. Firstly, it’s imperative for the car driver to maintain a safe distance from the truck and remain aware of surrounding traffic conditions, ensuring there’s enough space ahead and behind for the maneuver. Clear communication through the use of signals is essential to indicate the intention to overtake, helping other drivers understand the planned action.

Before initiating the overtaking maneuver, thorough assessment of the road ahead and behind is necessary to minimize risks. Once the decision to overtake is made, prompt yet responsible acceleration is crucial for a swift and safe execution. After successfully overtaking, it’s vital to merge back into the lane smoothly, avoiding sudden movements, and to continue driving attentively, prioritizing safety to safeguard against potential accidents and ensure the well-being of all road users.

how to overtake a vehicle on the road

Overtaking and Its Risks

Overtaking poses inherent risks on the road, as it involves moving into oncoming traffic or navigating around slower vehicles. These risks include potential collisions with oncoming vehicles, misjudgments of speed and distance, and the possibility of encountering unexpected hazards. 

The risks of overtaking trucks when driving a car are even more significant, thanks in part to the size and speed differential between the two vehicles. Having said that, overtaking a truck requires careful consideration of factors such as road conditions, visibility, and oncoming traffic. Drivers must exercise caution and patience, as well as ensure proper signaling and sufficient acceleration, to minimize the inherent risks associated with overtaking trucks.

overtaking-trucks-safely

Safe Overtaking Tips

According to Metropolitan Manila Development Authority – Traffic Engineering Center (MMDA-TEC) Road Safety Unit MMARAS Annual Report in 2018, bad overtaking ranks as the 8th cause of road accidents in the Philippines. Therefore, it’s imperative to approach overtaking with caution and awareness.

To ensure safety when overtaking other vehicles and trucks in particular, here are some things that you can keep in mind:

1. Maintain Safe Distance

Keep a safe distance between your vehicle and the truck in front to allow for reaction time in case of sudden stops or slowdowns.

2. Check Surroundings

Assess both oncoming and trailing traffic using side mirrors and blind spot checks. Ensure there’s ample space ahead and no hazards present.

3. Signal Intention

Indicate your intention to overtake by using your signal lights for at least five seconds before making a move. This alerts other drivers of your intentions.

4. Execute Maneuver

Once it’s safe to proceed, accelerate quickly and overtake the truck. Consider downshifting for additional power if necessary.

5. Return to Lane

After overtaking, signal your intention to return to your lane. Ensure you do so without crowding the truck you’ve just passed.

Where Not to Overtake

It’s essential to be aware of areas where overtaking is prohibited to avoid potential accidents. These include:

  • Roads with “No Overtaking” signs.
  • Approaching crests, curves, or areas with obstructed views.
  • Railroad crossings or intersections, unless controlled by signals or a watchman.
  • Roads with pavement markings such as solid yellow lines which indicates no overtaking.

Where to Overtake

According to RA 4136, passing another vehicle should be done on the left side of the highway. In business or residential districts with multiple lanes, overtaking on the right may be allowed. However, always ensure it’s safe and legal to do so.

Respecting Larger Vehicles

When overtaking trucks, drivers must exercise extra caution due to their size and limited visibility. Waiting until there’s sufficient space ahead and ensuring clear signaling are crucial steps. Additionally, being aware of trucks’ braking limitations and giving them ample space can prevent accidents and ensure mutual safety on the road.

Are you allowed to overtake on a broken line?

Yes, overtaking on a broken line is generally allowed. When the line is “broken,” it is permissible to cross it for overtaking or lane changes. However, remember that vehicles proceeding straight in their lane have the right of way. Exercise patience and wait for the appropriate moment to make your move.

Ano ang Dapat Gawin ng Isang Drayber ng Kotse Kung Gusto nitong Mag Overtake sa Isang Truck 

  1. Mahalaga para sa drayber ng kotse na panatilihin ang ligtas na distansya mula sa trak at maging alisto sa kalagayan ng trapiko sa paligid, tinitiyak na may sapat na espasyo sa unahan at likuran para sa maniobra.
  2. Magkaroon ng malinaw na komunikasyon sa pamamagitan ng paggamit ng mga signal upang ipahiwatig ang intensyon na mag-overtake, upang maunawaan ng ibang drayber ang planong aksyon.
  3. Bago simulan ang maniobra sa pag-overtake, kinakailangan ang masusing pagsusuri sa daan sa unahan at likuran upang mabawasan ang mga panganib.
  4. Kapag nagpasya nang mag-overtake, gawing mabilis ngunit responsable na pagpapabilis para sa mabilis at ligtas na pagpapatupad.
  5. Matapos matagumpay na mag-overtake, muling pagsamahin sa linya nang maayos, iwasan ang biglaang mga kilos, at ipagpatuloy ang maingat na pagmamaneho, pinaprayoridad ang kaligtasan upang maiwasan ang mga potensyal na aksidente at matiyak ang kagalingan ng lahat ng gumagamit ng daan.

Video: Things to Consider to Safely Overtake a Truck

Before overtaking a truck, there are some questions you need to ask yourself. You can learn about these questions and their answers along with other tips on how to safely overtake a truck by watching this video from Mylicensesa.

For more detailed and appropriate tips on how to execute the overtaking maneuver properly, you may watch this video:

Summary

Overtaking a truck on Philippine roads requires careful consideration and adherence to safety protocols. Safe overtaking is a skill, but it takes more than driving knowledge to safely execute this maneuver. In fact, you need to prioritize awareness of your surroundings and signaling intentions clearly before executing maneuvers with caution in order to safely navigate past slower and/or bigger vehicles like trucks to minimize if not remove the risk of accidents. Remember, prioritizing safety benefits not only you but all road users around you so make sure you do your due diligence. 

Driving a Car: Which Lane to Use in a Three (3) Lane Expressway

When driving a car on a three-lane or four-lane expressway, it’s important to understand lane discipline and local traffic rules well. In congested urban areas such as Metro Manila, the knowledge on the role of each lane is vital for smooth and efficient travel. Typically, the left lane is for passing, the center lanes are for cruising, and the right lane is for slower vehicles or those exiting the expressway, ensuring orderly traffic flow and reducing the chance of accidents particularly on busy thoroughfares.

Also Read: Overtaking Rules in the Philippines: How and When to Overtake

Drivers navigating a three-lane expressway must stay alert to the diverse mix of road users, including motorcycles, jeepneys, and trucks, while also monitoring surrounding vehicles’ movements. Adhering to speed limits, road signs, and pavement markings is crucial for ensuring safety and avoiding accidents on these busy highways. With the fast-paced nature of expressway driving, maintaining a level head and understanding lane discipline guidelines are essential for a smooth and safe journey for yourself and all the other motorists around.

driving a car on three lane expressway

Understanding the Lanes of the Expressway

Each of the lanes of the expressway serves a purpose in facilitating the efficient movement of vehicles. Understanding these purposes is tantamount to ensuring a safer and more pleasant driving environment.

Before you can observe lane discipline and respect the intended use of each, however, it’s best to establish a basic understanding of the lanes typically found on three-lane expressways:

1. Right Lane (Slow Lane for Slow Moving Vehicles/Exits)

This lane is intended for slower-moving vehicles, such as trucks and cars traveling at or slightly above the speed limit. It is also the preferred lane for entering and exiting the expressway. If you’re traveling at a slower pace or need to exit soon, stick to the right lane but be mindful of faster vehicles approaching from behind and yield to them when necessary.

2. Middle Lane (Travel or Cruising Lane)

The middle lane is meant for vehicles traveling at a moderate speed, often the speed limit or slightly above. It provides a transition zone that balances between the slower traffic in the right lane and the faster traffic in the left lane. If you’re not actively passing other vehicles, it’s best to remain in these lanes. This helps prevent unnecessary lane changes and maintains a smoother flow of traffic. Reserve the left lane for passing maneuvers only.

3. Left Lane (Passing Lane)

The left lane is reserved for passing and for vehicles traveling at higher speeds. It’s important to note that this lane is not for cruising; instead, it should be used for overtaking slower vehicles in the middle and right lanes. If you find yourself overtaking others, it’s appropriate to use this lane. However, once you’ve completed your pass, promptly merge back into the center lanes to allow faster-moving traffic to continue unhindered.

Navigating Three-Lane Expressways: Dos and Don’ts

Now that we’ve identified the purpose of each lane, let’s discuss the appropriate driving behavior and the common mistakes to avoid for each lane. After all, with vehicles zooming past and constant lane changes, proper lane discipline is an important part of ensuring a smooth and safe journey. 

So, what lines should you stick to when driving a car on a three-lane expressway?

Best Practices (Dos)

For novice drivers or those apprehensive about expressway driving, these tips will help ensure you avoid getting into trouble:

  • Take the middle road
  • Stay right, pass left (the golden rule of expressway driving)
  • Maintain a safe following distance
  • Signal your intentions
  • Obey posted speed limits
  • Be mindful of blind spots
  • Avoid tailgating
  • Be patient and courteous

Common Mistakes to Avoid (Don’ts)

In addition to following the best practices mentioned above, it’s essential to be aware and to avoid these common mistakes that increases the risk of accidents when driving on three-lane expressways:

  • Hogging the left lane
  • Cutting off other vehicles
  • Speed discrepancies
  • Distracted driving
  • Assuming no one will overtake because you are driving on the speed limit

Anong Linya ang Dapat Gamitin sa Three-Lane na Expressway kung Ikaw ay Nagmamaneho ng Kotse?

Karaniwan, ang kaliwang linya ay para sa pag-overtake, ang mga gitnang linya ay para sa cruising, at ang kanang linya ay para sa mas mabagal na mga sasakyan o iyong lumalabas sa expressway, tinitiyak ang maayos na daloy ng trapiko at binabawasan ang tsansa ng mga aksidente lalo na sa abalang mga daanan.

  • Kaliwang linya: para sa pag-overtake
  • Gitnang mga linya: para sa cruising
  • Kanan na linya: para sa mas mabagal na sasakyan o paglabas sa expressway

Driving a car, which lane should you use in a three (3) lane expressway during normal situation?

One of the most important things to remember while driving is to always use the appropriate lane for the situation. This is especially true in expressways or highways with multiple lanes, as it can greatly affect traffic flow and safety.

  • In general, the right lane is used for slower-moving traffic and as an exit lane for upcoming exits.
  • The left lane is typically used for faster-moving traffic and passing other vehicles.
  • The middle lane can be used for both through traffic and as a buffer lane between the left and right lanes.

During normal situations, it is recommended to use the middle lane for through traffic in order to maintain a consistent speed and avoid constantly changing lanes.

Dangers of Hogging the Left Lane

Hogging the left lane on a three-lane expressway poses several dangers to both the driver and other road users. Remember, the left lane is not a designated “fast lane” but a passing lane. Here are some reasons why you should avoid lingering in the left lane both for safety and to avoid being cursed at and making enemies on the road:

1. Speed Discrepancies

Even if you’re traveling at the speed limit, there may be slight variations in speed among vehicles. It’s not uncommon for faster vehicles to approach from behind. By staying in the left lane, you impede the flow of traffic and create congestion.

2. Enforcement of Speed Limit

It’s not the driver’s responsibility to enforce the speed limit. Law enforcement officers are tasked with monitoring and enforcing traffic laws. Your role is to maintain safe driving practices and adhere to lane discipline.

3. Emergency Access

Keeping the left lane clear is essential for emergency vehicles to navigate swiftly in case of emergencies. By hogging the left lane, you obstruct the path of emergency responders, potentially delaying critical assistance.

4. Aggressive Driving

It disrupts the flow of traffic by impeding faster-moving vehicles from overtaking, leading to congestion and frustration among drivers. This can increase the likelihood of rear-end collisions and aggressive driving behaviors as drivers attempt to navigate around the slow-moving vehicle.

5. Reduce Visibility

Hogging the left lane diminishes visibility for drivers behind, as they may be unable to anticipate lane changes or obstacles ahead, increasing the risk of accidents. Moreover, it prevents emergency vehicles from efficiently accessing the road in case of emergencies, potentially delaying critical assistance to those in need.

6. Undermine Lane Discipline

Hogging the left lane undermines the purpose of lane discipline, which is essential for maintaining order and safety on expressways. It can lead to confusion and erratic driving maneuvers as other motorists attempt to pass or maneuver around the obstructing vehicle, further escalating the risk of accidents. 

Overall, left lane hogging not only jeopardizes the safety of the driver but also endangers the lives of fellow road users, emphasizing the importance of adhering to lane discipline on three-lane expressways.

Video: How to Use the Expressway Lanes

For better understanding and a visual lane guidelines when driving on the expressway, you may check out this video from kaKuya TV:

Summary

Navigating a three-lane expressway requires skill, attentiveness, and respect for fellow motorists, emphasizing adherence to lane discipline, avoiding left lane hogging, and practicing defensive driving techniques to ensure a safe journey. Remembering the designated purposes of each lane—passing on the left, cruising in the center, and exiting or moving slowly on the right—contributes to smoother traffic flow and minimizes congestion on expressways. By following traffic rules and staying aware of lane designations, drivers can enjoy a stress-free and secure driving experience while contributing to overall road safety.

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